If you are in the market shopping for loft bed, your first major decision is metal or wood. In this section we will address metal loft beds for kids. Metal loft beds with desk provide a complete room in the space of a full bed, featuring a twin or full upper bunk, built-in ladder, desk with keyword tray and storage shelves. In some cases kids steel loft beds feature lower bed for siblings or guests. Metal bunk bed with desk is a perfect fit for students or children's.